Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Broad form insurance provides coverage for uncommon or higher-risk events, which is why it ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

This guide was reviewed by a Business News Daily editor to ensure it provides comprehensive and accurate information to aid your buying decision. Modern businesses run on data. Companies regularly ...